Sukanya Prosperity Scheme || Sukanya Samrudhdhi Yojana || Sukanya Samrudhdhi Yojana

Sukanya Samrudhi Yojana, The scheme is to secure the future of the daughters at an interest rate of 8.5 to 9 per cent.




• This is a long term savings plan like PPF account in which savings can be deposited for 15 years.

It can only be opened for 10 year old girls and it can be run for 21 years or until the girl gets married.




• The plan has a lock-in period of at least 8 years and 50% of the amount can be recovered when the bride turns 18 years old.

• In this scheme a minimum of Rs.1000 and a maximum of Rs. 1,50,000 can be deposited.

ર The amount deposited in Sukanya Samrudhi Yojana is exempted under Section 80C of the Income Tax Act and there is no tax on interest or maturity amount.

This is part of the Prime Minister's Beti Bachao, Beti Padao campaign and a special savings scheme for girls aimed at higher education and marriage of Indian daughters. Apart from this, the daughters will not be a financial burden for the family. Under this scheme, rupee will be deposited in Sukanya Samrudhi account for the stipulated time and the amount is returned with interest on maturity.


The best thing about this scheme is that small savings can be deposited in it and its account can be opened in the nearest bank or post office. Under this scheme, parents or legal guardians can open an account in the name of the daughter. This account can be opened only in the daughter's name. Is. The Post Office and Commercial Bank have been authorized by the government to open Sukenya Samrudhi account.


Sukanya Samrudhi Account and Rules

1. Parents can open an account in the name of 2 daughters, if the daughters are twins or three, they have to show a certificate from the hospital and then they will be included in the scheme.


Age limit -This account can be opened at the age of 10 and after the age of 10 the girl herself will be responsible for her account. Only one account can be opened in the name of a daughter. The depositor (guardian) will be a person who will deposit money on behalf of a little girl.

. An account cannot be opened for a child above 10 years of age under this scheme.


Related:Sukanya Prosperity Scheme || Sukanya Samrudhdhi Yojana || Sukanya Samrudhdhi Yojana Full Details in Gujarati