તેનાથી બચવાના કેટલાક ઉપાયો અહીં વીડિયોમાં સૂચવવામાં આવ્યા છે.. જે જાણી લેવાથી કદાચ તમે લાખો રૂપિયાના નુકસાન થવાથી બચી શકો છો.
તો આ સંપૂર્ણ માહિતી મેળવવા માટે નીચે આપેલ લિંક પરથી વિડીયો જુઓ...
Credit cards are a blessing if used properly. You know the benefits and if you don't know how to use them properly, it can be a curse. So, before taking a credit card, you should get the complete information and you will find it from the website here
Some people have had very positive experiences after getting a credit card and have benefited a lot from it and some are very sorry and such information can be found here from the website and I have brought this post for you so that you do not regret.
Friends, if you are using a credit card, here are five things to keep in mind in this post here, including the web.
Unnecessary purchases:
Shopping with a credit card gives you time to pay. This is why you often buy things that you need less.
Often you buy expensive things by tampering with the budget, in which case the bill goes up and you get stuck in the matter of minimum payment. That way, most of your hard-earned money goes to waste.
Exceeding the limit: Credit card companies often offer you various attractive offers to increase the limit. People push the limits without thinking. Keep in mind that the card limit should be according to your pocket. Otherwise, you may be stuck in a whirlpool of debt from which it will not be easy for you to get out.
Negligence: People who use credit cards should pay their bills on time. Companies charge heavy fines for non-payment on time. A little carelessness can ruin your CIBIL report. Because of this you may face a lot of difficulties in taking any kind of loan in future.
Investment: People often invest in stock markets or mutual funds by borrowing from credit cards to get higher returns. In this case, if the market falls, the condition of the investor becomes miserable. Risky investments not only hurt the market, but also increase the pressure to pay credit card bills on time.
Help: Helping is the nature of Indians. Sometimes we go to great lengths to help our loved ones. Many people do not forget to use a credit card for this. Credit cards are also a type of loan. It may cost you money to help someone else. Therefore, avoid doing such dangerous work. -Narupendra Gupta
Credit card meaning in hindi
Credit Card Meaning in Hindi- क्रेडिट कार्ड कार्ड धारक और बैंक या क्रेडिट यूनियन के बीच एक वित्तीय समझौता होता है। इस कार्ड में एक चुंबकीय पट्टी होती है या एक चिप होता है, जिसमें धारक की व्यक्तिगत पहचान और सुरक्षित जानकारी होती है। इस कार्ड में कार्ड धारक का फोटो भी होता है और इसका उपयोग अनलाइन खरीदारी, शॉपिंग और बिल पेमेंट्स के साथ साथ पैसे निकालने वाली मशीनों (ATM) में भी किया जाता है।
यह छोटा कार्ड होता है जिसमें ग्राहकों का पूरा वित्तीय विवरण होता है। सौदे की शर्तें ऋणदाता द्वारा निर्धारित की जाती हैं जिसमें शामिल हैं कि कितनी बार भुगतान किया जाना है, न्यूनतम भुगतान क्या होगा, और लागू होने वाली ब्याज की दरें क्या हैं। उधारकर्ता को न केवल उधार ली गई राशि का भुगतान करना पड़ता है, बल्कि ब्याज दर के आधार पर अतिरिक्त शुल्क भी देना पड़ता है। आइए अब Credit Card Meaning को Hindi में जानते हैं।
Visa और Master Card दुनिया के दो सबसे बड़े भुगतान प्रसंस्करण नेटवर्क हैं। सदस्य बैंक और क्रेडिट यूनियन सीधे अपने ग्राहकों को वीज़ा और मास्टरकार्ड क्रेडिट और डेबिट कार्ड जारी करते हैं।
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